Buying a Toyota Camry: Cash or Finance?

Once you’ve selected the Toyota Camry you want to buy from our incredible inventory at Limbaugh Toyota, you’re that much closer to calling this perennially popular midsize car your very own! Now there are just a few details to iron out.

For one: How should you pay? It’s a simple question, but one that occurs to many car shoppers when they’ve made their selection and are ready to take the next step. If you have a lump sum of cash on hand, you might want to forgo the financing portion and buy your Camry on the spot. If you don’t – or if you’d prefer to pay in smaller increments – then our financing experts can help you secure a fantastic, low-interest car loan.

There’s no one-size-fits-all answer, and your method of purchase depends on a variety of factors that are unique to you and your unique situation. There are benefits to both paying cash up front and financing, and we’ll take a closer look at those below.

But no matter which route you take to purchasing your new Camry, one thing is for certain: When you buy from Limbaugh Toyota, you’re going to get a great deal.

Toyota Camry Center ConsoleToyota Camry Steering ColumnToyota Camry Trunk Space

Paying Cash for Your Camry: The Benefits

It’s kind of a no-brainer, but the biggest advantage to paying cash up front for your Camry is the simple fact that you’ll incur no debt. You pay, you get the keys, and you drive home happily behind the wheel of your new Camry, with nothing hanging over your head. It’s yours free and clear. That sounds pretty tempting, doesn’t it?

Paying in full will save you interest charges that can be a drawback for people considering auto loans. Without monthly payments and interest charges to worry about, you’ll be able to fully enjoy the car buying experience as you proudly cruise through the streets of Birmingham.

One more thing: With our amazingly low prices on all the vehicles we carry at Limbaugh Toyota, you’ll be thrilled by just how little cash you’ll actually have to hand over for your new Camry.

Financing Your Camry: The Benefits

Maybe you just don’t have the full amount to put forward all at once on your Camry purchase. That’s okay! Financing a Camry at Limbaugh Toyota is an easy and smart solution for people who want to purchase but whose budgets are better suited to smaller payments made over time.

You might also be able to take advantage of special low interest rates and incentives available for financers. When added to the already low prices we pride ourselves on at Limbaugh Toyota, the savings can be a game changer.

In the long-term, financing a vehicle can help you establish credit or rebuild credit that has seen some challenges in the past. Making timely payments on your auto loan is a simple and failproof way to improve your credit and set a great tone for your financial future.

Buy Your Way at Limbaugh Toyota

Whether you’re paying cash on the spot for your new or used Camry or letting our in-house financing specialists secure a low-interest car loan for you, you’ll love the result: a Camry of your very own for an excellent price. You’ll also love Limbaugh Toyota for a number of other reasons, including our fantastic selection and our friendly and customer-focused team members. Visit us today and let us help you find the Camry you want – for a price you’ll love.

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2200 Ave T • Birmingham, AL 35218

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Limbaugh Toyota 33.5069129, -86.8827001.